I'm a Natwest customer of long standing, around 30 years in fact, ever since I took out my first bank account. Together with their stable mate, RBS, they have launched to much fanfare of posters and advertising their "Customer Charter - 14 commitments to make them Britain's most helpful bank". Yesterday in a comedy of errors I spent 25 minutes in a Natwest branch in London. So let's see whether my experience and those of my fellow customers matches up to their commitments: